One of the easiest ways to save money is to only shop when you have a list.
Because when you’re without one, you typically end up making impulse buys and unplanned purchases – all things that cost money.
No matter where you live, you’ll find plenty of retailers who are willing to reward you for shopping at their store.
Here’s the basic game plan for maximizing these programs: create a Gmail or Yahoo address just for these mailings, collect every card you can, and then check that account for extra coupons whenever you’re ready to shop.
Not only do some of the best banks offer sign-up bonuses simply for opening an account and setting up direct deposit, but some offer attractive interest rates to new customers as well.
It’s true that interest rates are not what they once were, but it’s still worth a look.
Quite often, after a month has passed, you’ll find that the urge to buy has passed as well, and you’ll have saved yourself some money simply by waiting.
If you’re on the fence about a purchase anyway, waiting a while can give you a better perspective on whether it’s truly worth the money.
When you do, you may quickly find that you’re saving more money than you ever thought possible.
If you’re paying a monthly fee for your checking or savings account, you would benefit from researching some of newest banking offers out there.
You can add to those rewards and discounts by using rewards credit cards to earn points on purchases at a wide range of stores that can be redeemed for cash back or other benefits.
If you want to save money while also giving generously, creating your own homemade gifts is one way to accomplish both goals.
That’s why we created this list of 100 ways to start saving money today.